Financing
Pay over time,
not all at once
We partnered with Wisetack so you can spread the cost of your fireplace, stove or chimney work across manageable monthly payments. The application takes about a minute, and checking your options does not affect your credit score.
Checking your options is a soft credit check — it will not lower your score.
Up to
$65,000
Financed per project
Enough for a full fireplace, a new liner and a chimney rebuild together.
Rates from
0% APR
On approved credit
Offers run 0–35.9% APR depending on creditworthiness.*
Terms of
3–60 months
You pick the payment
Stretch it out or clear it fast — no penalty either way.*
Takes about
1 minute
And no hit to your credit
Checking your options is a soft check. Your score does not move.
How it works
Three steps
Get your quote
Come see us at the showroom or have us out to the house. We put together a real number for the work — no guessing at a payment before we know the job.
Check your options
Prequalify through Wisetack in about a minute. It is a soft credit check, so seeing your terms does not affect your score.
Pick a payment
Choose the term that fits your budget and we get the work on the schedule. No hidden fees, and no compounding interest.
What you can finance
The whole job, not just the box
Financing covers what we do, not only what we sell — so the liner, the hearth pad, the stone and the labour can all go on the same plan as the stove.
- Fireplaces, wood stoves and inserts
- Full chimney restoration and rebuilds
- Stainless relining and repairs
- Mantels, hearth pads and glass doors
- Masonry, stone veneer and roofing work
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0–35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at wisetack.com/faqs.
First Response Chimney, Stove & Fireplace is not a lender and does not make credit decisions.